Andrew Kimani has been living abroad for a decade now, making a decent living.
His biggest worry, however, is the amount he spends monthly on caring for his 70-year-old mother.
He says, despite her requiring quality care due to her advanced age, very few insurance companies are willing to fully insure her, claiming that she is a high-risk client.
Kimani is surprised that Kenya's private insurers have yet to fully tap into healthcare insurance for senior citizens above the age of 60.