It is 2025, and more and more Kenyans are looking for means to invest in sources that earn them both active and passive income streams. Away from the Money Market Funds, mortgages have emerged as one of the alternative viable sources of investment that could bring you a steady income.
In Kenya, mortgage investing simply means putting your money into home loans and earning from the interest paid by borrowers.
This can be done directly or through institutions that deal with mortgages.
What Mortgage Investing Means A mortgage is a loan someone takes to buy property, using the property itself as security, with the buyer repaying the loan in monthly instalments, which include the money borrowed and interest.
